Three free calculators that do the loyalty card arithmetic before you launch: reward cost, which shows the gap between headline give-back and true cost; the right stamp count for your customer’s frequency; and the annual cost of paper cards. All three run inside your browser with no sign-up and no numbers sent to a server.
Reward cost calculator: perceived give-back vs true cost
Enter average ticket, margin and stamp count to see your headline give-back and the true cost of each reward — in your own currency, all in your browser.
how many stamps before the rewardHow many stamps before the reward? Pick the number from your data
The right stamp count comes from how often your customer visits, not from taste. Enter visits per month and get the number that finishes before they lose interest.
cost of paper punch cardsWhat do paper cards cost you in a year?
Printing isn't the real cost — loss is. Enter monthly card volume and print cost to see what you pay each year for cards forgotten in a drawer.
Why calculate before launching?
Because two decisions in a loyalty card are hard to reverse afterwards: the stamp count and the reward value. Lowering either later feels to the customer like something promised was taken back, and raising either costs you margin you did not plan for. Ten minutes with these calculators saves you an awkward correction three months in.
The calculators support all six Gulf currencies with the correct number of decimal places — which is not cosmetic. The Kuwaiti and Bahraini dinar and the Omani rial divide into a thousand subunits, so pricing a point to two decimals produces a rounding error that compounds on every bill.